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[null,"Monthly Income"]
[null,"Wages (after all taxes)",null,null,0]
[null,"Financial Aid"]
[null,"Other Income","",null,0]
[null,"Total Monthly Income",null,null,{"$f":"SUM(E7:E9)","v":0}]
[]
[null,"Monthly Expenses",null,null,null,null,"Your budget is going to fluctuate regularly so the idea here is to get an idea of what you make (after taxes) every month on average and what you spend on average every month so you can build a baseline and start to build a reserve.  You should always have at least 3 months (ideally 6 months) of your normal monthly expenses in a savings account to cover those unexpected bills such as car repair. "]
[null,"Rent",null,null,0]
[null,"Renter's Insurance",null,null,0]
[null,"Auto Insurance",null,null,0]
[null,"Auto Maintenance",null,null,0]
[null,"Gas",null,null,0]
[null,"Cell Phone",null,null,0]
[null,"Streaming Services (Netflix, Prime Video, Hulu…)",null,null,0]
[null,"Cable TV and/or Internet",null,null,0]
[null,"Utilities (Internet, power, etc.)",null,null,0]
[null,"Groceries",null,null,0]
[null,"Dining Out",null,null,0]
[null,"Clothing",null,null,0]
[null,"Entertainment",null,null,0]
[null,"School Supplies (books, calculator, pens & pencils…)",null,null,0]
[null,"Tuition",null,null,0]
[null,"Computer & Software expenses",null,null,0]
[null,"Hobbies",null,null,0]
[null,"Household Supplies",null,null,0]
[null,"Toiletries and Personal care (haircut, etc.)",null,null,0]
[null,"Pet Expenses",null,null,0]
[null,"Misc. Expenses",null,null,0]
[null,"Misc. Expenses",null,null,0]
[null,"Misc. Expenses",null,null,0]
[null,"Misc. Expenses",null,null,0]
[null,"Misc. Expenses",null,null,0]
[null,"Misc. Expenses",null,null,0]
[null,"Total Monthly Expenses",null,null,{"$f":"SUM(E13:E38)","v":0}]
[]
[null,"Monthly Free Cash Flow",null,null,{"$f":"E10-E39","v":0}]
[]
[null,null,"Amount That Goes Into Savings",null,{"$f":"E41*20%","v":0}]
[]
[null,"Try to put 20% of your Monthly Free Cash Flow into a Savings account until you have at least 3 months (ideally 6 months) worth of expenses saved up."]